Professional Indemnity Insurance Brokers


Mistakes are a part of life, but if your business is found liable for negligence, the costs could be financially devastating. There is potential for expensive lawsuits, as well as a loss to your business’ reputation.
This is where Professional Indemnity insurance can help. It is designed to help protect your assets and brand if your advice or services cause a client to take legal action against your business.

Who needs it?

In industries such as medicine, accounting, law and financial advice, Professional Indemnity insurance is mandatory. Requirements around cover can also differ across the country.

Whilst not required by law, those in professions where professional services or advice are given in exchange for a fee, Professional Indemnity is recommended. Often customers may request that this cover is in place before entering into business with you. If you outsource work to contractors you may still be legally liable for any errors they make. So if this sounds like your business, it would be worth making sure you are protected.

What does it cover?

Professional Indemnity is a wide ranging solution. It can cover anything from accidents to errors and omissions. To protect against these kinds of professional risks you may want to consider a combination of insurances to ensure protection.

What is excluded?

As with any policy there are exclusions. There is also often a deductible or excess and limits on cover so check with us to further investigate these on your behalf.

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